Comments on: Day to Day ways to Improve Your Finances http://www.genpink.com/day-to-day-ways-to-improve-your-finances/ Straight from the mouth of a Gen Y Woman Wed, 07 Jan 2009 02:06:27 +0000 http://wordpress.org/?v=2.6.3 By: elysa http://www.genpink.com/day-to-day-ways-to-improve-your-finances/#comment-1155 elysa Fri, 12 Oct 2007 00:08:38 +0000 http://www.genpink.com/day-to-day-ways-to-improve-your-finances/#comment-1155 Lisa- I think people understand when it comes to holiday gifts if you let them know ahead of time. Michael- Thanks for the extra tips. Jonathan- Adding children to the mix definitely changes your finances. onebigholiday- I have heard of ING accounts I will probably be doing that fairly soon. Michelle- I plan on moving money into a savings account too very soon, as soon as my credit card is paid off. Angela- Packing your lunch makes a huge difference. I was spending anywhere from 5 to 10 a day on lunch alone. janet- Avoiding the malls is a great one, so is the wine at your house. rachel- Oh you would mention the dreaded B word! :D ann- I hear ya on the snacking issue, I pack my lunch but sometimes I find myself getting hungry in the middle of the day and occasionally I venture to the vending machine at work. Andrea- I have heard of that book it's on my amazon wish list (along with millions of other books). I do want to read it eventually. Starbucks is a very rare things for me too these days - even though I love it! Janet- I should probably start doing the cash thing, I am just not really that into cash I don't know why. I have decided this year for Christmas I am giving cute cards, with a letter of my random memories of that person for the year (maybe some photos) and a lotto ticket. That's my Christmas present on a budget idea. Lisa- I think people understand when it comes to holiday gifts if you let them know ahead of time.

Michael- Thanks for the extra tips.

Jonathan- Adding children to the mix definitely changes your finances.

onebigholiday- I have heard of ING accounts I will probably be doing that fairly soon.

Michelle- I plan on moving money into a savings account too very soon, as soon as my credit card is paid off.

Angela- Packing your lunch makes a huge difference. I was spending anywhere from 5 to 10 a day on lunch alone.

janet- Avoiding the malls is a great one, so is the wine at your house.

rachel- Oh you would mention the dreaded B word! :D

ann- I hear ya on the snacking issue, I pack my lunch but sometimes I find myself getting hungry in the middle of the day and occasionally I venture to the vending machine at work.

Andrea- I have heard of that book it’s on my amazon wish list (along with millions of other books). I do want to read it eventually. Starbucks is a very rare things for me too these days - even though I love it!

Janet- I should probably start doing the cash thing, I am just not really that into cash I don’t know why. I have decided this year for Christmas I am giving cute cards, with a letter of my random memories of that person for the year (maybe some photos) and a lotto ticket. That’s my Christmas present on a budget idea.

]]> By: Janet http://www.genpink.com/day-to-day-ways-to-improve-your-finances/#comment-1117 Janet Tue, 09 Oct 2007 20:50:28 +0000 http://www.genpink.com/day-to-day-ways-to-improve-your-finances/#comment-1117 I started saving when I "paid" myself a certain amount of cash a week and completely stopped using my credit cards. Bottled water and Starbucks are huge $$ wasters. Make your own coffee and buy a reusable plastic water bottle to refill. Christmas is the worst. I still don't have that figured out. I started saving when I “paid” myself a certain amount of cash a week and completely stopped using my credit cards.

Bottled water and Starbucks are huge $$ wasters. Make your own coffee and buy a reusable plastic water bottle to refill.

Christmas is the worst. I still don’t have that figured out.

]]> By: Andrea http://www.genpink.com/day-to-day-ways-to-improve-your-finances/#comment-1109 Andrea Tue, 09 Oct 2007 15:12:31 +0000 http://www.genpink.com/day-to-day-ways-to-improve-your-finances/#comment-1109 The greatest book I read was smart couples finish rich. If your not a couple... it is still worth the read. The main point I remember was the Latte tragedy. It says how if you buy one latte at Starbucks every day... you can stop doing that and give yourself a $5,000 raise. Needless to say... we don't buy lattee's! The greatest book I read was smart couples finish rich. If your not a couple… it is still worth the read.

The main point I remember was the Latte tragedy. It says how if you buy one latte at Starbucks every day… you can stop doing that and give yourself a $5,000 raise. Needless to say… we don’t buy lattee’s!

]]> By: ann http://www.genpink.com/day-to-day-ways-to-improve-your-finances/#comment-1108 ann Tue, 09 Oct 2007 14:33:49 +0000 http://www.genpink.com/day-to-day-ways-to-improve-your-finances/#comment-1108 those are great tips. It's funny I was just thinking about that yesterday...I definitely need to stop buying books...I have way too many especially when the library is such a great resource. I have been packing my husbands lunch for the past 5 years now to save money. But if I am out and about I will totally go and get myself lunch!! That's so crazy! I need to start packing a snack so that I can save that money! those are great tips. It’s funny I was just thinking about that yesterday…I definitely need to stop buying books…I have way too many especially when the library is such a great resource.

I have been packing my husbands lunch for the past 5 years now to save money. But if I am out and about I will totally go and get myself lunch!! That’s so crazy! I need to start packing a snack so that I can save that money!

]]> By: rachel http://www.genpink.com/day-to-day-ways-to-improve-your-finances/#comment-1101 rachel Mon, 08 Oct 2007 22:29:33 +0000 http://www.genpink.com/day-to-day-ways-to-improve-your-finances/#comment-1101 my tip is to make a written budget... i subscribe to the dave ramsey philosophy. live on less than you make, pay off credit card and loan debts from smallest to largest. put all your excess money that you don't need to LIVE onto your debts! BUDGET BUDGET BUDGET! my tip is to make a written budget… i subscribe to the dave ramsey philosophy.

live on less than you make, pay off credit card and loan debts from smallest to largest. put all your excess money that you don’t need to LIVE onto your debts!

BUDGET BUDGET BUDGET!

]]> By: janet http://www.genpink.com/day-to-day-ways-to-improve-your-finances/#comment-1100 janet Mon, 08 Oct 2007 22:10:56 +0000 http://www.genpink.com/day-to-day-ways-to-improve-your-finances/#comment-1100 *choose vegetarian entrees, they are often cheaper *don't pay ANY fees for banking, ever (hate, hate banking fees) *avoid malls/shopping unless you really need something specific, then go shopping for that *invite girlfriends over for cheap wine at your house, instead of going out for drinks *homemade Xmas gifts *choose vegetarian entrees, they are often cheaper
*don’t pay ANY fees for banking, ever (hate, hate banking fees)
*avoid malls/shopping unless you really need something specific, then go shopping for that
*invite girlfriends over for cheap wine at your house, instead of going out for drinks
*homemade Xmas gifts

]]> By: Julie Q http://www.genpink.com/day-to-day-ways-to-improve-your-finances/#comment-1099 Julie Q Mon, 08 Oct 2007 20:55:59 +0000 http://www.genpink.com/day-to-day-ways-to-improve-your-finances/#comment-1099 Great tips! They look easy enough and doable :) Great tips! They look easy enough and doable :)

]]> By: Angela http://www.genpink.com/day-to-day-ways-to-improve-your-finances/#comment-1098 Angela Mon, 08 Oct 2007 20:48:52 +0000 http://www.genpink.com/day-to-day-ways-to-improve-your-finances/#comment-1098 These are great tips because they're so doable... We have a couple of boxes of books that we really need to list online, and I MUST stop buying more! There's a library a few blocks from work that I'm planning to join soon. Also, I've started packing lunch for work and it's amazing how much money that saves! These are great tips because they’re so doable… We have a couple of boxes of books that we really need to list online, and I MUST stop buying more! There’s a library a few blocks from work that I’m planning to join soon.

Also, I’ve started packing lunch for work and it’s amazing how much money that saves!

]]> By: Michelle http://www.genpink.com/day-to-day-ways-to-improve-your-finances/#comment-1097 Michelle Mon, 08 Oct 2007 20:36:54 +0000 http://www.genpink.com/day-to-day-ways-to-improve-your-finances/#comment-1097 One that I want to implement this year is declaring a certain amount of my paycheck to go into a savings account. I'm going to open one at a credit union probably that has no debit card access, no web access, basically I will physically need to drive to the bank to take money out. I think this will deter me. :) One that I want to implement this year is declaring a certain amount of my paycheck to go into a savings account. I’m going to open one at a credit union probably that has no debit card access, no web access, basically I will physically need to drive to the bank to take money out. I think this will deter me. :)

]]> By: onebigholiday http://www.genpink.com/day-to-day-ways-to-improve-your-finances/#comment-1096 onebigholiday Mon, 08 Oct 2007 20:29:20 +0000 http://www.genpink.com/day-to-day-ways-to-improve-your-finances/#comment-1096 I think setting up an ING account is a great idea. It's a savings account and you can set it up so that it takes out any amount of money from your bank account whenever you want, so you don't have to think about saving. It does it for you. Another perk, most people forget to check their ING account, so they don't use the money and the money continues to add up with a great rate. I think setting up an ING account is a great idea. It’s a savings account and you can set it up so that it takes out any amount of money from your bank account whenever you want, so you don’t have to think about saving. It does it for you. Another perk, most people forget to check their ING account, so they don’t use the money and the money continues to add up with a great rate.

]]>