Debit or Credit? Do you know the right answer?

Here’s the scenario: you are shopping in your local grocery store and the woman behind the check out asks you “will that be debit or credit?”. You are very aware that you are holding your debit card but to make matters easier you just say credit. After all it is quite an ordeal to remember 4 or 5 numbers in a row. I just did this for the last time about 2 minutes ago at Starbucks.

Did you know you could be protecting yourself against identity theft just by chosing the debit option instead of credit?

If you are like me and have forgotten what it’s like to carry cash I’d highly recommend you read Money Crasher’s reasoning for opting to say debit instead of credit.

Posted on in Money


  1. That’s so interesting cause I always say credit…time to think twice i guess.

  2. Tiffany says:

    I thought it was the other way around. Interesting.

  3. rachel says:

    well… my problem is that I have to use credit because Of my visa rewards program. You have to sign for your purchases or you don’t get points….

  4. Michelle says:

    ditto with rachel’s above comment. i need my rewards points!

    but it’s still good to know.